Online Scam 2025: How New Frauds Work
New online scams in 2025 and how common people are getting trapped
In 2025, India is more digital than ever. UPI payments, online shopping, social media, and AI tools are part of daily life. Unfortunately, scammers have also become smarter and more dangerous.
AI Voice Call Scam
Scammers now use AI to clone the voice of your family members. They create panic situations and ask for urgent money transfers.
- Voice sounds completely real
- Emotional pressure is used
- No time is given to verify
UPI Collect Request Scam
Fraudsters send payment requests from unknown numbers with messages like refund, prize, or bill payment.
⚠ Approving unknown UPI requests can deduct money from your account
Fake Shopping & Instagram Store Scams
Fake online stores promote huge discounts on social media. After payment, products are never delivered and support disappears.
WhatsApp APK & Fake App Scams
Scammers send APK files claiming to be government or job apps. Once installed, these apps steal OTPs and banking information.
Fake Job & Work From Home Scams
Easy money offers attract victims. After small initial payments, scammers ask for registration or upgrade fees and disappear.
How to Stay Safe
- Never share OTP, PIN, or CVV
- Do not approve unknown UPI requests
- Avoid APK files from WhatsApp
- Verify panic calls with another person
Frequently Asked Questions
What is the most common scam in 2025?
AI voice scams and UPI collect request frauds.
Can money be recovered after a scam?
Sometimes, if reported immediately to cybercrime authorities.
Where to report online scams in India?
Cyber Crime Portal or helpline number 1930.